A sudden medical event doesn’t just impact you physically – there are financial consequences as well. You may have to take time out from your job or reduce your working hours in order to recover. For serious conditions, your spouse or partner might be required to give up work to take on a caring role.
But with trauma and critical illness cover in place, you can be confident that you’ll get the financial support you need if you’re faced with a health crisis.
How does it work?
Trauma cover can provide you with a lump sum payment if you’re diagnosed with one of 43 specifically defined insured trauma conditions – including stroke, cancer, heart disease, kidney failure and dementia. It helps relieve the financial stress of an illness and allow you to focus on your recovery.
Our flexible cover options put you in control and how much you’ll receive. Depending on the cover you choose, trauma cover can also provide partial payments for some earlier stage defined conditions. You can use the money however you choose, based on your immediate needs. These might include:
Covering medical and rehabilitation expenses
Keeping up with debt repayments and living costs
Paying for extended time off work or a holiday
Modifying your home to support your illness
Key features and benefits
Flexible options: Tailor your policy structure to suit your needs – for example, with single or joint policy owners.
Guaranteed term: Your policy is guaranteed up until the end date of the benefits you’ve chosen, regardless of any changes in health or lifestyle.
Worldwide cover: You’re covered 24 hours a day, seven days a week anywhere in the world as an Australian resident.
Inflation protection: Your cover automatically increases each year, so it won’t be impacted by inflation.
This is a summary of key features only. Please refer to the relevant Product Disclosure Statement for full details.
