When you’re working hard to create a comfortable lifestyle for yourself and your loved ones, it’s worth considering how you would manage financially if you were unable to work because of an accident or injury.

Your ability to earn an income is one of your most valuable assets – and income protection insurance can make all the difference. It acts as a financial safety net, by providing a regular payment if you’re out of work for a period of time due to illness or injury.

How does it work?

Income protection pays you a monthly benefit of up to 70% of your income to help cover living expenses while you’re unable to work. This takes the pressure off so you can focus on your recovery until you’re back on your feet.

Our flexible cover options put you in control of how soon benefits start after disability, how much you’ll receive, and how long you’ll receive payments for. We’ll also stay in contact with your medical team to make sure you’re on the right path to get better before you go back to work.

At Zurich, we’re committed to helping you make a safe return to health and work. That’s why we work with your medical practitioner to make sure you’re getting the best treatment possible.

And because we understand that sickness and injury can be a stressful period for you and your loved ones, our dedicated claims team is on hand to guide you through the claims process to help ensure you receive financial support when you need it most.

Key features and benefits

• Tailored cover: Set your benefit amount up to 70% of your annual income – so you only pay for what you need.
• Support for your recovery journey: We provide access to rehabilitation or retraining programs to help get you back to work.
• Premium waivers: You won’t have to pay any premiums while you’re receiving a monthly benefit.
• Inflation protection: Your cover automatically increases each year, so it can keep up with inflation.

This is a summary of key features only. Please refer to the relevant Product Disclosure Statement for full details.