Why choose Zurich Workers Compensation Insurance?
Workers Compensation is a compulsory and critical cover that protects you and your business from financial claims when a worker sustains a work-related injury or disease. This insurance covers them for medical and rehabilitation expenses and loss of earnings, to help them to return to work and minimise the financial and human impact of workplace injuries.
At Zurich, we aim to help our customers provide a safe and protected workforce. We are committed to assisting our customers to minimise the cost of disruption of workplace injuries through risk mitigation and proactive claims management. With years of expertise in Workers Compensation, our strong relationships and innovative technology help minimise the cost of disruption of workplace injuries and improve claims outcomes for Customers.
Zurich offers Workers Compensation in Western Australia and Tasmania with dedicated experts in each state to support injured workers through the entire duration of their claim.
Find out more about our claims insights and statistics.
- WA
- TAS
- ACT
Western Australia
Providing the right information will help us to understand your business and provide you with a fast and comprehensive quote.
- Review our Workers Compensation Quote Checklist to ensure you have all the information to complete a quote.
- Complete a WA Employers Workers Compensation Insurance Proposal and email to wcunderwriting.wa@zurich.com.au
- Zurich will issue a quote that is based on the information you have provided to us about your business (minimum information requirements are outlined in the Quote Checklist and proposal form above).
- Once you have accepted the quote, you will be issued with a policy and a certificate of currency.
Please complete the relevant claims forms below and send to us via email, post or fax.
Email: wcclaims.wa@zurich.com.au
Post: Zurich Australian Insurance, PO Box 442, West Perth WA 6872
Fax: 08 9261 1390
Phone: 1800 749 277
Workers Compensation Claim Form
345 KB,
pdf
When an injured worker sustains an injury, the Workers Compensation Claim Form needs to be completed by the injured worker to enable them to lodge a claim for Workers Compensation. Upon completion the injured worker is required to provide the claim form along with the First Medical Certificate to the Employer so that they can then lodge it with the Insurer.
Employer's Report of Injury Claim Form
211 KB,
pdf
The Employer’s Report Form is to be completed by the Employer once an injured worker lodges a claim for Workers compensation. The claim form assists the Insurer in the decision making process.
Injury on the Journey Claim Form WA
238 KB,
pdf
The Form is required to be completed when a worker is involved in a Motor Vehicle Accident whilst they are in their employment.
Recurrence / Aggravation of Injury Claim Form
225 KB,
pdf
The Recurrence / Aggravation of Injury Claim Form needs to be completed by the injured worker if they sustain a recurrence or aggravation of the original injury.
Workplace Fatality Claim Form
460 KB,
pdf
When a worker has died as a result of a work related injury a claim for compensation can be made by the worker’s dependants under the Workers Compensation and Injury Act 1981. The dependant is required to complete the Workplace Fatality Claim Form and provide this to the Employer to lodge with the Insurer.
WorkCover return to work program template
60 KB,
docx
The Return to Work Program Template is required to be completed by the Employer when an injured worker is back at work on light/restricted duties. The program is signed by both the Employer and the injured worker.
Work Restrictions Form
217 KB,
pdf
This Form is utilised to determine what the injured worker’s capabilities are to be able to perform their normal duties.
Request for Income Compensation Reimbursement Form
185 KB,
pdf
The Request for Income Compensation Reimbursement Form is to be completed by the Employer so that the Insurer can reimburse the Employer for the time off work that an injured worker has as a result of the injury.
Injury Management System Template
133 KB,
pdf
The template can be used by the Employer to demonstrate that they have an injury management system and policy in place. The document should be placed where readily accessible by staff.
Section 32 Declaration
186 KB,
pdf
The Section 32 Declaration needs to be completed by the injured worker if they commence paid work with another employer after making a claim, or while receiving income compensation.
Workers Compensation Important Information
256 KB,
pdf
Important information for worker’s about privacy, vulnerability and Zurich’s internal dispute resolution process.
A Certificate of Currency is proof that you have Workers Compensation insurance. You can email us to request a Certificate of Currency. Please include the following information:
- Legal Entity Name
- Policy Number
- Business Address
- Contact Details
- Name of enquirer
- Email
- Phone Number
Declaration of Estimated Remuneration
247 KB,
pdf
Declaration of Actual Remuneration
241 KB,
pdf
There are a number of obligations you must meet regarding Workers Compensation and injury management.
These obligations are designed to reduce the financial impact of a work-related injury or illness on your business, as well as the operational impact of managing an injured worker’s rehabilitation and return to work.
For further information about understanding your rights and obligations as employers, please refer to the Understanding your rights & Obligations on the WorkCover WA website or contact WorkCover WA on (08) 9388 5555.
Understanding all of your Workers Compensation and injury management rights, obligations and entitlements will help you navigate your way to a suitable resolution following an injury or illness in the workplace.
For further information about understanding your rights, obligations and entitlements as a worker, please refer to the understanding your rights, obligations and entitlements on the WorkCover WA Website or contact WorkCover WA on (08) 9388 5555.
Workers Compensation laws in WA are changing. Visit the WA Workcover website for the latest updates, news articles and information sessions.
Tasmania
Providing the right information will help us to understand your business and provide you with a fast and comprehensive quote.
- Review our Workers Compensation Quote Checklist TAS to ensure you have all the information needed to complete a quote.
- Complete an Employers Indemnity Insurance Proposal and email to wcunderwriting.tas@zurich.com.au
- Zurich will issue a quote that is based on the information you have provided to us about your business (minimum information requirements are outlined in the Quote Checklist and proposal form above).
- Once you have accepted the quote, you will be issued with a policy and a certificate of currency.
Please complete the relevant claims forms below and send to us via email, post or fax.
Email: wcclaims.tas@zurich.com.au
Post: Zurich Australian Insurance, GPO Box 510 Hobart TAS 7001
Fax: 1800 074 778
Phone: 1800 749 277
Tasmanian Injury Notification Claim Form
668 KB,
pdf
This form is required to be completed and forwarded to Zurich Australian Insurance Limited within three (3) days of becoming aware of a work injury that may result in a claim or incapacity to the worker.
Request for Wage Reimbursement
478 KB,
pdf
The Wages Reimbursement Form is to be completed by the Employer so that the Insurer can reimburse the Employer for the time off work that an injured worker has as a result of the injury.
Travel Expenses Claim Form
85 KB,
pdf
Travel claims will be paid at the rate prescribed by the Australian Tax Office or as legislated in Tasmania
A Certificate of Currency is proof that you have Workers Compensation insurance. You can email us to request a Certificate of Currency. Please include the following information:
- Legal Entity Name
- Policy Number
- Business Address
- Contact Details
- Name of enquirer
- Email
- Phone Number
There are a number of obligations you must meet regarding Workers Compensation and injury management.
These obligations are designed to reduce the financial impact of a work-related injury or illness on your business, as well as the operational impact of managing an injured worker’s rehabilitation and return to work.
For further information about employers understanding your rights and obligations, please refer to the WorkCover TAS website or contact WorkCover TAS on 1300366322
Understanding all of your Workers Compensation and injury management rights, obligations and entitlements will help you navigate your way to a suitable resolution following an injury or illness in the workplace.
For further information about workers understanding your rights, obligations and entitlements, please refer to the WorkCover TAS Website or contact WorkCover TAS on 1300366322
Australian Capital Territory
- From 4:00pm 30 September 2022 Zurich will no longer offer Workers Compensation Insurance in ACT. Zurich will continue to support our existing ACT customers during the run-off period and are working closely with WorkSafe ACT to ensure a smooth transition. Visit WorkSafe ACT for more details.
- Western Australia and Tasmania are unaffected, and Zurich remains committed to providing Workers Compensation Insurance in those states
- If you have an insurance broker, we suggest that you speak to them to assist with your future Workers Compensation needs. If you do not have an insurance broker, visit WorkSafe ACT to find a licensed insurer.
- For further information please contact wcunderwriting.act@zurich.com.au or telephone 02 5111 5906.
Please complete the relevant claims forms below and send to us via email, post or fax.
Email: wcclaims.act@zurich.com.au
Post: Zurich Australian Insurance, GPO Box 801 Canberra ACT 2601
Fax: 1800 074 778
Phone: 1800 749 277
Early Injury Notification Form
97 KB,
pdf
The employer uses this form to provide information about an injury to Zurich within 48 hours of an injury occurring.
ACT - Employees Compensation Claim Form
511 KB,
pdf
When an injured worker sustains an injury, the Employees’ Compensation Claim Form needs to be completed by the injured worker to enable them to lodge a claim for Workers Compensation. Upon completion the injured worker is required to provide the claim form along with the Certificate of Capacity to the Employer so that they can then lodge it with the Insurer.
Injury on the journey claim form - ACT
569 KB,
pdf
The Form is required to be completed when a worker is involved in a Motor Vehicle Accident whilst they are in their employment.
A Certificate of Currency is proof that you have Workers Compensation insurance. You can email us to request a Certificate of Currency. Please include the following information:
- Legal Entity Name
- Policy Number
- Business Address
- Contact Details
- Name of enquirer
- Email
- Phone Number
ACT Workers Compensation Policy
1 MB,
pdf
Workers Compensation Act 1951
450 KB,
pdf
There are a number of obligations you must meet regarding Workers Compensation and injury management.
These obligations are designed to reduce the financial impact of a work-related injury or illness on your business, as well as the operational impact of managing an injured worker’s rehabilitation and return to work.
For further information about employer obligations, please refer to guidance note on the WorkSafe ACT Website or contact WorkSafe ACT on (02) 6207 3000.
Understanding all of your Workers Compensation and injury management rights, obligations and entitlements will help you navigate your way to a suitable resolution following an injury or illness in the workplace.
For more information regarding workers obligations, see Obligations for workers on the WorkSafe ACT website or contact WorkSafe ACT on (02) 6207 3000.
ZRS draws from experienced risk engineers and consultants to tailor a package of services that can help companies across a wide range of industries manage their risks and become more resilient.
Workers Compensation
Zurich understands that a strong worker safety program protects the backbone of every business. Our Risk Engineers can provide businesses with risk assessments, insights, solutions and training to help minimise work-related injuries and reduce claim costs. They also have the local knowledge to assist customers with the challenges of workers compensation regulations.
Zurich Risk Advisor helps you manage risk
If you’re after a quick risk assessment, the Zurich Risk Advisor app is a valuable digital tool that empowers businesses to identify, understand and improve the risks in their workplace.
Zurich Risk Advisor makes it easy for businesses to conduct self-risk assessments without assistance, simply by answering a series of questions about the various risks present in their organisation.
Self-risk assessment reports are available for:
- Workers’ Injury Risks
- Property (Fire)
- Motor Fleet
- Cyber Security
- Liability
Most assessments have full and light versions. A full assessment can take 15-20 minutes, and provides a more detailed assessment and report. A light assessment can be completed in as little as 5-10 minutes.
There are also a range of ‘Risk Snap Shots’ covering a wider range of risk types. Completed reports can be used to help a business improve their risk profile over time. The Risk Snap Shots section also includes additional quick assessments tools for ‘Working at Home’ risks and Employee Wellbeing.
Search for ‘Zurich Risk Advisor’ on the App Store or Google Play to download your free app today.
Workers Compensation Insurance works well with…
Accident and Health Insurance
Zurich offers a wide range of products that can provide cover to businesses and their people in the event that the unexpected occurs whilst travelling, or as a result of an accident or sickness during or outside of working hours.
Liability Insurance
If your business has more than $10 million in annual revenue, Zurich has tailored liability insurance to protect you from the unexpected.
